Assumable Homes · Sacramento Area

Somebody else’s 2% mortgage could be yours.

When a seller’s loan can transfer, you skip today’s rates and step into theirs. I track the homes where that’s on the table — and I hunt down new ones every week.

Real homes, on the market now
New catches every week

Fresh Proof

Caught this week

Real homes, on the market right now, with low-rate loans that may transfer to the buyer.

2956 Treen Ct, Rancho Cordova
Spotted this week

2956 Treen Ct

Rancho Cordova

$629,000
Saves ~$954/mo

1.75%Take-over rate · FHA

7 bd · 4 ba · 2,840 sq ft

Listing courtesy of 1st Choice Realty & Associates

Tell me more about this home →

2685 Freeport Blvd, Sacramento
Spotted this week

2685 Freeport Blvd

Sacramento

$799,000
Saves ~$1,291/mo

1.80%Take-over rate · FHA loan ✓ per listing

2 bd · 2 ba · 1,734 sq ft

Listing courtesy of Dream Real Estate Group

Tell me more about this home →

2501 Garden Hwy, Sacramento
Spotted this week

2501 Garden Hwy

Sacramento

$1,595,000
Saves ~$2,247/mo

2.00%Take-over rate · VA loan ✓ per listing

2 bd · 2 ba · 1,942 sq ft

Listing courtesy of RE/MAX Gold Sierra Oaks

Tell me more about this home →

925 Marine Blue Ct, Roseville
Spotted this week

925 Marine Blue Ct

Roseville

$660,000
Saves ~$1,076/mo

2.25%Take-over rate · VA loan ✓ per listing

4 bd · 3 ba · 2,341 sq ft

Listing courtesy of Streamhaven Estates

Tell me more about this home →

See the full list →

The Home Hunt

Don’t see your spot? Name it. I’ll hunt it.

New low-rate homes surface every week — and plenty never make the public lists. Tell me the area you’re after and I’ll go find the ones with loans worth taking over.




A city, a neighborhood, even a school zone. The more specific, the better the hunt.













Tell me where you want to live. I’ll do the digging.

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Consider it hunted.

Got it — I’ll check the week’s catches against your area first, then widen the net. Watch for a text or call from me personally once something surfaces.
— PABLO Salazar, Broker Assoc.
38 Degrees Real Estate | DRE 01722824

Pablo Salazar, Broker Associate, 38 Degrees Real Estate, CA DRE Lic 01722824

Information is based on available sources and estimates, is subject to independent verification, and is not guaranteed. Loan terms, rates, and eligibility are subject to lender approval. Terms and conditions apply.